Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

貸出リスクプレミアム (%)

1970199020002005201020112012201320142015201620172018201920202021202220232024
マラウイ8.0813.618.6817.4617.1918.0016.4523.6320.4916.5219.5818.6816.9415.7114.1614.7719.8521.22
シエラレオネ2.505.000.031.614.04-3.45-1.4012.5117.0516.679.945.698.019.539.9317.1515.4618.2511.67
ルワンダ6.0510.5410.297.298.3912.8414.0211.2510.2611.8511.3110.809.8510.337.918.42
モルディブ5.474.753.222.203.244.277.266.657.188.028.108.077.438.188.05
ベリーズ6.6710.1011.0410.8410.9410.3610.0810.3510.219.818.817.917.847.467.177.617.807.81
ガイアナ2.757.4210.7510.6711.9712.1312.1811.2711.0011.1511.4511.468.947.937.346.886.957.28
セイシェル2.485.746.439.666.961.458.358.013.275.936.777.127.086.915.417.987.966.91
ウズベキスタン5.5510.418.468.135.395.176.86
カーボベルデ7.155.855.727.139.399.268.968.867.978.047.196.626.836.536.69
モーリシャス14.605.054.965.045.656.146.365.826.295.055.436.176.206.145.435.83
モザンビーク2.0710.374.273.8611.5411.199.479.005.912.596.756.237.705.384.685.805.73
アルジェリア0.207.257.697.797.517.757.717.506.816.255.645.105.005.005.015.015.05
トリニダード・トバゴ5.375.944.248.447.447.347.347.407.727.847.677.597.385.307.016.846.424.97
フィジー4.864.844.045.236.405.954.604.604.614.394.273.464.375.355.394.944.48
レソト8.064.494.995.084.664.624.354.284.885.184.894.894.714.823.813.744.34
ジャマイカ4.295.113.9811.1912.9211.0110.428.9210.3910.549.1111.7311.0910.789.504.093.544.25
南アフリカ3.773.204.393.723.413.513.463.423.333.363.233.052.933.043.163.263.643.563.34
ナミビア5.013.523.263.113.112.862.892.843.251.662.152.262.632.292.172.362.24
タイ2.052.892.192.222.492.883.123.063.082.842.532.692.652.472.501.94
アンゴラ36.0911.7211.8313.2112.7412.109.680.69-0.547.556.213.160.049.776.401.90
エスワティニ3.365.703.553.152.931.882.192.202.603.052.672.612.412.082.341.701.811.67
バハマ3.154.975.403.223.814.514.454.224.073.112.422.562.642.451.671.391.341.32
バングラデシュ7.729.443.174.925.765.957.026.197.283.843.536.012.09-0.14-1.67
エジプト4.183.711.36-0.96-1.610.010.690.39-0.65-1.26-0.56-0.67-1.75-3.28-4.17-5.59-3.44
ラオス人民民主共和国2.068.2214.64
マレーシア2.674.813.472.421.991.751.651.461.461.77
モンゴル国5.228.926.825.054.736.16
パプアニューギニア0.557.665.816.678.087.985.413.473.823.664.352.520.773.655.236.03
フィリピン0.450.994.054.165.324.185.484.313.834.143.512.512.77
シンガポール4.083.623.245.055.095.115.13
ベトナム5.134.901.994.604.663.733.582.89
アゼルバイジャン2.929.5118.8716.7115.9216.3215.973.422.22
アンチグアバーブーダ3.645.174.394.754.414.033.954.074.844.966.657.00
バルバドス4.354.904.545.405.295.205.305.185.244.744.754.927.557.557.557.55
ボリビア23.6011.659.8410.4510.619.967.727.507.737.76
ドミニカ4.765.283.523.062.444.706.276.965.434.856.195.96
グレナダ4.334.773.733.273.193.093.364.654.18
セントクリストファーネイビス4.884.603.031.872.701.982.03
セントルシア6.125.484.383.083.655.305.146.366.13
セントビンセント・グレナディーン5.054.964.744.234.975.456.005.896.386.065.89
バーレーン5.044.256.425.844.835.095.08
イラク6.355.714.777.728.375.00
レバノン21.106.975.424.273.602.902.912.832.653.913.854.666.07
リビア1.501.50
イエメン5.383.112.912.132.335.43
パキスタン1.891.501.302.522.661.843.042.772.21-1.062.111.08
スリランカ1.741.651.781.191.991.240.310.501.511.782.15
エチオピア3.008.166.75
ギニア5.17
ケニア3.4910.274.4510.776.327.148.397.585.168.055.305.305.555.145.124.161.38
マダガスカル12.437.0336.6742.9249.2052.3151.5747.7651.6251.2647.7642.3741.9642.5942.8743.86
モーリタニア13.5412.508.5616.9416.9714.4113.5313.3412.6712.33
ナイジェリア5.7710.1213.746.323.165.876.017.466.734.146.825.7412.019.328.779.28
タンザニア連合共和国11.794.589.796.651.911.642.733.20-0.226.6710.999.2612.26
ガンビア9.0011.9212.4213.8416.1915.5418.2819.0619.4919.8616.1014.279.00
ウガンダ9.7311.1415.167.2210.4513.3611.366.778.0010.6810.04
ザンビア9.197.4311.8914.649.282.02-1.92-3.78-5.77-8.78-2.11-5.07-10.84-11.32