Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all non-financial and financial assets.
| 2000 | 2005 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ボスニア・ヘルツェゴビナ | 20.44 | 9.73 | 10.28 | 10.61 | 10.93 | 11.54 | 10.67 | 10.08 | 10.86 | 10.68 | 10.43 | 10.51 | 10.19 | 9.97 | 9.89 | 10.10 |
| グルジア | 14.25 | 12.74 | 11.99 | 13.58 | 12.59 | 13.22 | 10.43 | 9.38 | 11.30 | 11.55 | 12.28 | 10.29 | 13.04 | 12.96 | 15.19 | |
| アルメニア | 21.55 | 17.75 | 14.94 | 13.53 | 12.64 | 11.63 | 11.86 | 12.95 | 12.76 | 12.50 | 11.86 | 11.50 | 11.24 | 13.70 | ||
| オーストリア | 7.49 | 7.19 | 7.77 | 7.99 | 6.84 | 7.45 | 7.33 | 7.54 | 7.55 | 7.62 | 7.42 | 7.74 | 7.92 | 8.20 | ||
| ベルギー | 7.86 | 5.03 | 4.92 | 5.33 | 5.78 | 5.38 | 5.69 | 5.87 | 6.34 | 6.34 | 6.23 | 6.25 | 6.17 | 5.97 | 5.72 | |
| クロアチア | 12.85 | 12.62 | 13.00 | 12.62 | 12.78 | 11.84 | 12.12 | 12.43 | 12.35 | 12.45 | 12.68 | 11.64 | 9.94 | 9.33 | ||
| デンマーク | 4.12 | 4.34 | 4.63 | 4.85 | 4.59 | 4.99 | 5.14 | 4.88 | 5.10 | 4.83 | 4.65 | 4.79 | 4.88 | 4.90 | ||
| フィンランド | 4.26 | 3.65 | 4.00 | 4.10 | 4.36 | 5.43 | 6.57 | 5.49 | 7.84 | 5.88 | 6.14 | 6.12 | 5.74 | 5.80 | ||
| ドイツ | 7.00 | 7.29 | ||||||||||||||
| アイルランド | 4.31 | 8.39 | 6.88 | 7.37 | 7.54 | 9.75 | 12.49 | 13.01 | 12.34 | 13.12 | 11.92 | 10.34 | 10.88 | 10.58 | 10.03 | |
| イタリア | 4.61 | 4.98 | 5.45 | 5.39 | 5.40 | 5.88 | 6.19 | 5.49 | 6.64 | 6.33 | 6.71 | 6.60 | 6.12 | 5.89 | ||
| ポルトガル | 6.18 | 5.14 | 5.07 | 6.63 | 6.75 | 6.42 | 7.17 | 6.51 | 7.63 | 7.01 | 7.63 | 7.37 | 6.62 | |||
| スペイン | 4.54 | 5.34 | 5.62 | 6.00 | 6.15 | 6.06 | 6.05 | 6.10 | 5.91 | 5.78 | 5.52 | 5.66 | ||||
| スイス | 5.11 | 5.45 | 5.66 | 5.70 | 6.30 | 6.99 | 7.47 | 7.30 | 8.25 | 8.54 | 8.85 | 8.75 | 7.36 | 7.88 | 7.78 | |
| トルコ | 12.31 | 12.28 | 11.71 | 12.10 | 10.95 | 11.59 | 11.00 | 10.73 | 10.72 | 10.79 | 11.75 | 10.55 | 7.18 | 8.20 | 7.20 | |
| ウクライナ | 9.53 | 12.39 | 12.55 | 12.11 | 12.21 | 10.32 | 6.91 | 6.08 | 6.49 | 6.03 | 6.94 | 7.19 | 6.89 | 5.82 | 4.98 | |
| マルタ | 7.57 | 5.80 | 5.86 | 6.07 | 6.55 | 5.46 | 5.90 | 6.41 | 7.31 | 7.76 | 8.12 | 7.93 | 7.57 | 7.26 | 7.93 | |
| カナダ | 4.51 | 4.77 | 4.88 | 4.62 | 4.30 | 4.48 | 4.55 | 4.65 | 4.79 | 4.79 | 4.70 | 4.56 | 4.77 | 4.87 | 4.75 | |
| ブルガリア | 10.47 | 10.76 | 10.10 | 10.35 | 11.57 | 12.02 | 11.63 | 11.39 | 10.82 | 11.59 | 11.88 | 11.09 | 9.92 | 10.05 | ||
| キプロス | 6.00 | 4.39 | 3.80 | 8.12 | 9.58 | 9.87 | 10.18 | 8.70 | 8.10 | 8.92 | 8.66 | 7.34 | 6.87 | 7.68 | ||
| チェコ共和国 | 19.53 | 6.45 | 6.46 | 6.85 | 7.18 | 7.27 | 7.49 | 7.23 | 6.46 | 6.52 | 6.82 | 7.34 | 6.92 | 6.72 | 6.33 | |
| エストニア | 9.01 | 8.20 | 9.05 | 9.87 | 10.68 | 15.05 | 13.96 | 13.10 | 12.70 | 12.10 | 10.55 | 9.27 | 9.52 | 9.34 | ||
| フランス | 3.89 | 3.89 | 4.27 | 4.53 | 4.24 | 4.68 | 5.15 | 5.37 | 5.41 | 5.52 | 5.86 | 5.72 | 5.35 | 5.47 | ||
| ギリシャ | 4.40 | 5.32 | -1.26 | 4.50 | 7.27 | 8.07 | 10.17 | 10.43 | 12.00 | 10.72 | 10.98 | 8.83 | 6.97 | 6.92 | 7.79 | |
| カザフスタン | 11.07 | 10.98 | 10.91 | 10.59 | 11.86 | 10.58 | 11.04 | 12.46 | 11.78 | 13.25 | 12.21 | 11.64 | 11.14 | 12.78 | ||
| ラトビア | 10.42 | 8.21 | 8.71 | 8.91 | 8.58 | 9.03 | 8.49 | 9.72 | 11.06 | 8.50 | 9.25 | 8.97 | 9.43 | 9.52 | ||
| リトアニア | 7.96 | 8.75 | 11.12 | 11.63 | 11.26 | 9.89 | 7.75 | 8.25 | 8.06 | 6.41 | 5.90 | 5.48 | 5.04 | |||
| ルクセンブルク | 5.23 | 5.00 | 6.28 | 6.39 | 6.50 | 7.01 | 7.36 | 8.35 | 7.98 | 7.44 | 8.64 | 7.85 | 8.14 | 8.51 | ||
| North Macedonia | 15.38 | 10.30 | 10.68 | 10.72 | 10.57 | 9.92 | 10.18 | 10.19 | 9.82 | 10.32 | 10.24 | 10.38 | 10.51 | 11.25 | 11.57 | |
| オランダ | 4.44 | 4.33 | 4.56 | 4.79 | 4.59 | 5.07 | 5.46 | 5.71 | 5.83 | 5.12 | 5.45 | 6.70 | 5.97 | 6.13 | ||
| ポーランド | 8.20 | 7.82 | 8.69 | 9.10 | 8.94 | 9.37 | 9.51 | 10.02 | 8.74 | 8.52 | 7.81 | 6.75 | 6.53 | 6.32 | ||
| ルーマニア | 8.07 | 8.02 | 7.96 | 7.38 | 8.18 | 8.92 | 8.89 | 9.34 | 10.20 | 10.33 | 8.62 | 8.49 | ||||
| ロシア連邦 | 10.84 | 10.04 | 9.96 | 10.36 | 7.72 | 7.63 | 8.77 | 8.38 | 8.60 | 9.16 | 6.98 | 6.67 | 6.69 | |||
| サンマリノ | 9.50 | 8.54 | 6.21 | 7.26 | 6.21 | 6.92 | 6.22 | 6.50 | 6.20 | 4.24 | 4.02 | 5.14 | 5.33 | 5.94 | ||
| スロバキア | 5.82 | 7.20 | 7.39 | 7.97 | 7.56 | 7.69 | 7.68 | 7.32 | 7.46 | 7.35 | 7.26 | 7.29 | 7.60 | 7.27 | 7.59 | |
| タジキスタン | 15.08 | 13.56 | 15.61 | 16.45 | 10.82 | 12.06 | 25.45 | 26.59 | 27.04 | 27.38 | 26.27 | 20.92 | ||||
| 英国 | 4.22 | 4.47 | 4.32 | 4.68 | 5.20 | 4.37 | 5.43 | 5.46 | 5.39 | 5.58 | 5.53 | 5.48 | 5.25 | 6.46 | 6.08 | |
| アルバニア | 8.66 | 8.13 | 7.93 | 7.73 | 7.42 | 8.43 | 8.75 | 9.02 | 9.15 | 9.08 | 9.07 | 8.85 | 8.60 | 8.69 | ||
| ベラルーシ | 11.10 | 12.02 | 10.98 | 10.18 | 9.68 | 9.94 | 10.59 | 11.50 | 11.48 | 11.55 | 11.37 | 12.14 | 14.51 | 12.75 | ||
| キルギスタン | 15.61 | 16.03 | 14.21 | 13.20 | 11.66 | 12.21 | 13.99 | 13.90 | 13.32 | 14.29 | 13.81 | 12.35 | 11.30 | 12.50 | ||
| モルドバ共和国 | 15.72 | 15.58 | 12.42 | 10.65 | 10.98 | 13.06 | 12.97 | 12.83 | 12.87 | 12.56 | 12.88 | 12.37 | 13.54 | 13.11 | ||
| モナコ | 4.25 | 4.00 | 3.97 | 3.68 | 3.64 | 4.29 | 4.56 | 4.81 | 4.47 | 4.60 | ||||||
| ウズベキスタン | 12.39 | 10.90 | 10.03 | 9.77 | 10.04 | 9.03 | 8.54 | 10.58 | 10.33 | 16.66 | 13.15 | 13.18 | 12.18 | 13.02 | ||
| アメリカ合衆国 | 8.80 | 8.85 | 8.81 | 9.15 | 9.20 | 9.36 | 9.33 | 9.38 | 9.44 | 9.40 | 8.61 | 8.62 | 8.58 | 8.68 | ||
| スウェーデン | 5.61 | 5.64 | 5.38 | 5.66 | 5.67 | 5.67 | 5.65 | 5.92 | ||||||||
| アイスランド | 19.90 | 20.47 | 19.53 | 17.75 | 15.93 | 15.44 | 15.38 | 14.73 | 13.46 | 13.69 | ||||||
| モンテネグロ | 9.32 | 10.06 | 9.02 | 8.16 | 8.89 | 8.62 | 8.57 | 8.54 | 8.35 | 10.01 | 9.88 | 9.20 | 7.94 | 8.56 | ||
| スロベニア | 7.51 | 7.77 | 7.53 | 8.16 | 10.26 | 11.15 | 11.56 | 11.55 | 10.69 | 10.61 | 9.52 | 9.17 | 9.07 | 9.60 | ||
| ハンガリー | 8.27 | 8.29 | 9.47 | 9.93 | 8.54 | 8.22 | 9.60 | 10.26 | 10.97 | 11.71 | 10.12 | 8.89 | 8.95 | 8.60 | ||
| アゼルバイジャン | 8.07 | 8.18 | ||||||||||||||
| ノルウェー | 10.79 | 7.57 | 7.52 |