Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all non-financial and financial assets.
| 2005 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| オーストリア | 7.49 | 7.19 | 7.77 | 7.99 | 6.84 | 7.45 | 7.33 | 7.54 | 7.55 | 7.62 | 7.42 | 7.74 | 7.92 | 8.20 | |
| ベルギー | 7.86 | 5.03 | 4.92 | 5.33 | 5.78 | 5.38 | 5.69 | 5.87 | 6.34 | 6.34 | 6.23 | 6.25 | 6.17 | 5.97 | 5.72 |
| クロアチア | 12.85 | 12.62 | 13.00 | 12.62 | 12.78 | 11.84 | 12.12 | 12.43 | 12.35 | 12.45 | 12.68 | 11.64 | 9.94 | 9.33 | |
| デンマーク | 4.12 | 4.34 | 4.63 | 4.85 | 4.59 | 4.99 | 5.14 | 4.88 | 5.10 | 4.83 | 4.65 | 4.79 | 4.88 | 4.90 | |
| フィンランド | 4.26 | 3.65 | 4.00 | 4.10 | 4.36 | 5.43 | 6.57 | 5.49 | 7.84 | 5.88 | 6.14 | 6.12 | 5.74 | 5.80 | |
| ドイツ | 7.00 | 7.29 | |||||||||||||
| アイルランド | 4.31 | 8.39 | 6.88 | 7.37 | 7.54 | 9.75 | 12.49 | 13.01 | 12.34 | 13.12 | 11.92 | 10.34 | 10.88 | 10.58 | 10.03 |
| イタリア | 4.61 | 4.98 | 5.45 | 5.39 | 5.40 | 5.88 | 6.19 | 5.49 | 6.64 | 6.33 | 6.71 | 6.60 | 6.12 | 5.89 | |
| ポルトガル | 6.18 | 5.14 | 5.07 | 6.63 | 6.75 | 6.42 | 7.17 | 6.51 | 7.63 | 7.01 | 7.63 | 7.37 | 6.62 | ||
| スペイン | 4.54 | 5.34 | 5.62 | 6.00 | 6.15 | 6.06 | 6.05 | 6.10 | 5.91 | 5.78 | 5.52 | 5.66 | |||
| スイス | 5.11 | 5.45 | 5.66 | 5.70 | 6.30 | 6.99 | 7.47 | 7.30 | 8.25 | 8.54 | 8.85 | 8.75 | 7.36 | 7.88 | 7.78 |
| マルタ | 7.57 | 5.80 | 5.86 | 6.07 | 6.55 | 5.46 | 5.90 | 6.41 | 7.31 | 7.76 | 8.12 | 7.93 | 7.57 | 7.26 | 7.93 |
| ブルガリア | 10.47 | 10.76 | 10.10 | 10.35 | 11.57 | 12.02 | 11.63 | 11.39 | 10.82 | 11.59 | 11.88 | 11.09 | 9.92 | 10.05 | |
| キプロス | 6.00 | 4.39 | 3.80 | 8.12 | 9.58 | 9.87 | 10.18 | 8.70 | 8.10 | 8.92 | 8.66 | 7.34 | 6.87 | 7.68 | |
| チェコ共和国 | 19.53 | 6.45 | 6.46 | 6.85 | 7.18 | 7.27 | 7.49 | 7.23 | 6.46 | 6.52 | 6.82 | 7.34 | 6.92 | 6.72 | 6.33 |
| エストニア | 9.01 | 8.20 | 9.05 | 9.87 | 10.68 | 15.05 | 13.96 | 13.10 | 12.70 | 12.10 | 10.55 | 9.27 | 9.52 | 9.34 | |
| フランス | 3.89 | 3.89 | 4.27 | 4.53 | 4.24 | 4.68 | 5.15 | 5.37 | 5.41 | 5.52 | 5.86 | 5.72 | 5.35 | 5.47 | |
| ギリシャ | 4.40 | 5.32 | -1.26 | 4.50 | 7.27 | 8.07 | 10.17 | 10.43 | 12.00 | 10.72 | 10.98 | 8.83 | 6.97 | 6.92 | 7.79 |
| ラトビア | 10.42 | 8.21 | 8.71 | 8.91 | 8.58 | 9.03 | 8.49 | 9.72 | 11.06 | 8.50 | 9.25 | 8.97 | 9.43 | 9.52 | |
| リトアニア | 7.96 | 8.75 | 11.12 | 11.63 | 11.26 | 9.89 | 7.75 | 8.25 | 8.06 | 6.41 | 5.90 | 5.48 | 5.04 | ||
| ルクセンブルク | 5.23 | 5.00 | 6.28 | 6.39 | 6.50 | 7.01 | 7.36 | 8.35 | 7.98 | 7.44 | 8.64 | 7.85 | 8.14 | 8.51 | |
| オランダ | 4.44 | 4.33 | 4.56 | 4.79 | 4.59 | 5.07 | 5.46 | 5.71 | 5.83 | 5.12 | 5.45 | 6.70 | 5.97 | 6.13 | |
| ポーランド | 8.20 | 7.82 | 8.69 | 9.10 | 8.94 | 9.37 | 9.51 | 10.02 | 8.74 | 8.52 | 7.81 | 6.75 | 6.53 | 6.32 | |
| ルーマニア | 8.07 | 8.02 | 7.96 | 7.38 | 8.18 | 8.92 | 8.89 | 9.34 | 10.20 | 10.33 | 8.62 | 8.49 | |||
| スロバキア | 5.82 | 7.20 | 7.39 | 7.97 | 7.56 | 7.69 | 7.68 | 7.32 | 7.46 | 7.35 | 7.26 | 7.29 | 7.60 | 7.27 | 7.59 |
| 英国 | 4.22 | 4.47 | 4.32 | 4.68 | 5.20 | 4.37 | 5.43 | 5.46 | 5.39 | 5.58 | 5.53 | 5.48 | 5.25 | 6.46 | 6.08 |
| スウェーデン | 5.61 | 5.64 | 5.38 | 5.66 | 5.67 | 5.67 | 5.65 | 5.92 | |||||||
| アイスランド | 19.90 | 20.47 | 19.53 | 17.75 | 15.93 | 15.44 | 15.38 | 14.73 | 13.46 | 13.69 | |||||
| スロベニア | 7.51 | 7.77 | 7.53 | 8.16 | 10.26 | 11.15 | 11.56 | 11.55 | 10.69 | 10.61 | 9.52 | 9.17 | 9.07 | 9.60 | |
| ハンガリー | 8.27 | 8.29 | 9.47 | 9.93 | 8.54 | 8.22 | 9.60 | 10.26 | 10.97 | 11.71 | 10.12 | 8.89 | 8.95 | 8.60 | |
| ノルウェー | 10.79 | 7.57 | 7.52 |