金利スプレッドは、貸付について銀行が優良顧客へ支払う金利マイナス、当座預金、定期預金、または貯蓄預金に対して商業銀行または類似の銀行が支払う金利です。

金利スプレッド (%)

1970199020002005201020112012201320142015201620172018201920202021202220232024
ブラジル39.6337.7531.1232.8928.7319.5821.9831.3439.6538.4032.2132.0426.8525.6727.4031.4632.52
キルギスタン42.0219.5321.7621.5820.6818.9917.6421.1722.1117.0717.0917.4515.6715.3317.2617.8118.11
シエラレオネ12.0017.0112.7911.7810.6910.6111.6512.8114.2410.8610.139.8811.5612.3013.4913.9313.9413.74
モザンビーク9.3411.676.586.125.386.536.226.3310.4210.779.439.9010.2911.1512.3514.3613.48
アンゴラ63.5854.329.7912.4513.0512.6612.8613.5710.249.4613.8012.8813.4512.3613.0110.0412.00
ウクライナ27.817.605.318.055.435.875.628.817.757.267.236.938.218.6611.199.7710.48
ニカラグア6.457.348.0710.338.6911.0013.9712.4911.0110.349.539.589.389.038.138.067.368.99
レソト7.4212.207.507.547.737.277.077.618.2410.4710.369.969.687.066.557.338.658.75
バヌアツ8.308.357.778.138.508.838.989.118.828.368.548.02
モルディブ5.356.316.336.026.757.347.286.986.986.587.028.057.887.887.207.697.83
ガイアナ3.588.5911.9512.2712.5112.3412.3711.7611.7211.8311.9512.019.608.628.087.647.607.60
グアテマラ10.718.687.898.198.198.158.307.767.637.687.757.737.908.058.027.757.46
アルゼンチン1.393.412.042.293.593.756.957.5816.6019.970.072.01-0.020.907.46
セイシェル6.105.976.059.849.118.898.869.329.208.878.639.029.028.146.377.437.637.42
ホンジュラス8.2810.897.939.0510.389.528.439.7910.9610.6911.009.518.928.8810.1610.338.467.09
エスワティニ5.767.476.615.906.156.296.426.496.777.317.556.556.445.495.475.966.396.97
サモア7.088.027.687.397.327.007.036.726.166.196.246.046.406.496.536.84
メキシコ8.676.244.073.963.602.942.712.853.474.644.774.904.884.255.616.826.68
ベリーズ5.908.316.546.126.928.037.987.927.727.547.347.127.126.556.216.306.366.35
モンテネグロ7.575.836.556.306.487.277.486.916.325.925.715.505.395.356.086.35
トンガ6.816.535.815.224.794.865.205.785.765.866.216.196.21
コロンビア8.136.647.555.726.967.236.826.786.877.867.707.417.276.477.277.317.826.20
カーボベルデ7.936.466.116.357.417.546.976.967.127.687.316.956.866.776.12
トリニダード・トバゴ6.918.356.917.786.476.216.006.006.687.507.507.597.755.065.945.996.026.00
グレナダ8.927.367.207.507.576.876.636.797.137.106.876.456.235.675.375.556.035.93
セントビンセント・グレナディーン7.266.936.696.316.146.546.716.517.187.226.896.666.556.265.926.035.925.85
ジャマイカ6.528.697.5514.0115.2313.8814.0212.6913.0812.9311.1911.0810.459.608.917.355.845.76
ルワンダ7.007.1110.248.927.867.399.029.099.389.469.448.888.708.138.726.415.69
ナミビア7.894.374.724.454.444.314.454.614.204.144.284.173.713.924.895.535.58
モルドバ共和国8.916.058.696.875.795.075.302.183.554.594.363.654.353.942.485.375.57
ドミニカ共和国9.1510.297.328.008.438.017.508.458.397.916.526.366.337.125.115.275.48
マカオ3.294.565.475.235.205.195.215.205.215.215.205.195.125.055.105.095.375.36
モーリシャス5.4411.1613.790.531.812.431.691.722.413.355.455.164.705.506.176.294.925.24
香港4.474.954.994.994.994.994.994.994.994.995.004.974.944.985.055.285.21
スリナム4.1013.4810.135.425.374.954.894.935.085.415.385.065.986.868.027.455.505.18
アンチグアバーブーダ4.646.997.547.637.547.006.917.187.377.657.567.327.036.175.815.765.265.17
エジプト7.003.765.924.774.294.364.614.794.725.746.086.005.173.582.032.165.115.13
ブルネイ·ダルサラーム国4.495.035.105.275.225.205.165.165.185.195.135.275.365.365.315.11
セントルシア7.858.277.777.296.516.446.146.206.586.616.686.546.225.605.365.315.175.08
アルメニア13.4912.1710.258.517.665.835.983.445.745.394.133.663.503.523.254.025.00
アルバニア13.807.996.406.575.465.666.066.485.905.455.185.785.715.545.785.004.58
セントクリストファーネイビス6.666.785.534.024.984.465.046.106.576.736.836.786.515.434.895.004.674.37
ブルガリア8.205.587.077.266.636.636.616.836.225.394.944.524.324.103.734.344.29
ボツワナ1.766.066.485.865.857.397.086.475.455.185.434.984.804.193.824.643.793.91
南アフリカ4.583.373.333.313.353.323.263.293.133.083.122.833.233.734.853.71
コスタリカ11.4011.5114.5111.7712.1413.4711.3111.5811.8610.438.577.114.114.053.914.294.023.64
North Macedonia7.023.233.513.904.044.054.564.514.394.073.743.723.673.563.633.44
インドネシア3.295.955.976.245.475.855.393.854.334.724.554.413.684.045.265.314.293.37
ルーマニア20.7413.196.765.835.825.975.454.884.604.685.505.384.564.033.572.883.23
ハンガリー5.073.412.132.662.832.732.532.671.791.511.361.411.691.491.952.292.182.95
フィジー5.284.952.073.725.314.994.593.333.082.492.231.353.293.373.893.772.94
ノルウェー2.162.142.192.312.282.202.312.101.972.362.912.89
中国0.723.603.333.063.063.003.002.852.852.852.852.852.852.852.852.852.852.85
チェコ共和国3.744.604.814.684.384.113.943.753.533.313.273.303.042.972.832.272.68
マレーシア3.703.074.312.952.502.001.811.681.541.431.501.681.781.891.991.881.962.672.64
ウルグアイ11.7128.0610.776.165.236.757.7910.6410.2410.608.777.086.496.443.654.633.792.61
タイ2.174.543.073.132.612.592.633.203.303.173.132.862.672.672.652.632.912.54
クウェート1.192.984.033.083.032.942.542.242.402.853.083.162.922.522.302.312.432.47
ヨルダン4.834.695.505.325.014.164.474.985.094.964.283.733.413.583.543.372.44
スイス2.662.662.652.662.662.822.852.902.942.983.023.062.801.772.05
グルジア10.075.783.464.103.873.483.582.681.832.292.111.582.202.021.921.48
バングラデシュ1.194.075.085.014.483.731.873.153.474.213.932.992.782.232.281.571.051.33
大韓民国0.611.871.661.611.701.751.731.721.811.811.641.591.641.691.171.351.25
カタール3.503.474.373.743.713.693.612.821.591.791.531.411.571.971.941.440.98
オーストラリア0.532.813.373.073.403.062.933.053.273.283.243.283.54
日本2.001.411.101.040.930.760.800.740.740.67
ラオス人民民主共和国20.0022.0819.61
モンゴル国20.1517.578.216.146.846.446.716.586.477.055.286.046.679.41
ミャンマー9.028.968.928.778.008.008.008.008.008.008.008.009.00
ニュージーランド1.451.081.671.841.721.711.792.031.791.46
パプアニューギニア9.819.0810.629.069.8910.339.809.048.317.737.878.407.776.817.197.748.00
フィリピン4.582.604.634.453.282.524.114.303.994.053.753.003.01
シンガポール2.694.124.865.175.215.245.245.215.185.165.145.175.055.075.13
ソロモン諸島11.1511.1710.4210.4810.6610.179.8910.3910.4110.2510.194.71
ベトナム6.903.881.942.962.973.232.912.371.932.262.632.733.534.444.204.54
クロアチア8.339.488.627.997.607.737.23
オランダ1.900.43-0.60-0.61-1.11-0.94
ロシア連邦17.936.694.814.023.573.885.106.525.634.703.503.353.013.393.864.05
スウェーデン3.722.72
タジキスタン13.1314.7514.2213.4217.7619.0421.6121.4125.9723.3518.37
英国2.042.22
バルバドス5.135.225.996.036.026.146.195.876.747.707.867.907.907.907.907.91
ボリビア17.9823.6111.688.869.519.519.316.746.666.515.645.005.224.054.864.565.46
チリ8.525.642.753.003.744.274.094.181.911.771.611.48
ハイチ18.5816.7511.338.488.048.168.647.607.346.976.239.278.4110.079.52
パナマ3.415.97
パラグアイ15.2332.9028.8813.3713.2415.0316.8816.2214.3213.3912.2412.0510.179.09
ペルー1,820.4516.7022.1116.8515.0115.3614.6111.9211.9911.5512.3311.2010.7211.0810.287.78
ベネズエラ(ボリバル共和国)7.718.905.183.552.561.871.392.534.515.696.33
バーレーン0.915.794.686.025.774.954.884.894.17
イスラエル3.103.113.002.942.982.922.882.762.662.52
オマーン1.562.474.463.383.513.212.963.022.982.351.711.671.541.431.35
イエメン5.545.005.175.005.006.83
カナダ4.213.793.632.402.532.522.452.452.702.602.60
パキスタン6.485.906.195.544.814.474.183.923.733.313.103.282.91
スリランカ5.133.322.984.622.220.340.973.402.572.702.53
ベナン0.44-3.27-3.24-2.95-2.37-1.92-1.84-1.631.671.371.381.440.95
ブルキナファソ1.26-3.27-3.24-2.95-2.37-1.92-1.84-1.630.931.371.381.440.95
コー​​トジボワール-0.56-3.27-3.24-2.95-2.37-1.92-1.84-1.63-1.35
コンゴ民主共和国39.7530.4020.7314.6614.6915.7115.6716.4419.8821.2619.7617.55
ギニア0.1711.88
ギニアビサウ2.76-3.27-3.24-2.95-2.37-1.92-1.84-1.63-1.35
ケニア5.0814.247.809.819.428.158.678.146.907.875.994.774.945.035.395.194.42
リベリア14.3513.6010.7010.7210.029.629.349.569.748.22
マダガスカル5.3011.799.5035.7141.8545.7348.8349.0542.0545.0045.0042.6436.0035.6834.5335.4640.58
マリ1.07-3.27-3.24-2.95-2.37-1.92-1.84-1.63-1.35
モーリタニア5.0016.1715.089.009.0012.9813.6612.5312.3411.6711.33
ニジェール3.19-3.27-3.24-2.95-2.37-1.92-1.84-1.63-1.35
ナイジェリア4.005.529.587.4211.0610.338.398.787.217.709.378.007.206.489.007.286.376.17
セネガル-0.56-3.27-3.24-2.95-2.37-1.92-1.84-1.63-1.35
タンザニア連合共和国14.1910.527.928.186.015.896.446.215.466.599.219.8710.00
ガンビア15.1711.5017.5812.3816.2516.5014.5611.9913.2319.0019.9021.1614.6714.1713.01
トーゴ1.15-3.27-3.24-2.95-2.37-1.92-1.84-1.63-1.35
ウガンダ7.4213.0810.8512.498.499.3511.1710.779.8310.6511.5810.46
ザンビア9.4518.5617.0213.5211.815.153.033.704.264.723.492.992.010.76
ジンバブエ1.843.023.644.6013.2128.4937.4297.09107.47