当社の個人情報保護方針&クッキーポリシー
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個人情報保護方針(11 November 2020) Not all sectors of the US economy have been hit hard by the COVID induced economic crisis. The US residential real estate market is one of the rays of hope amidst the gloom. Low interest rates and trillions of dollars of US government stimulus have decreased Americans' debt burden and made homes more affordable, sending sales of single-family homes up by 28 percent in August compared to January.
Looking ahead, rumors of housing price bubbles and shocks reminiscent of the global financial crisis weigh heavy on an already pandemic stricken economy even though housing prices have not yet migrated northward. As buyers have enjoyed lower and lower mortgage rates since 2018, home prices have remained relatively unchanged. One signal to watch, however, is market supply. In August 2020, the ratio of 'houses for sale' to 'houses sold' decreased to a record low level since 1963 with only a 3.4 month supply. This indicates that demand for new homes is outpacing market supply.
Housing represents a growing source of budgetary pressure for Americans, and the data suggests American's desire for space is at least partially to blame. In 2017, housing represented 33 percent of total US household expenditures, with rent and mortgage—as compared to other household expenses like furnishings and utilities—making up about 60 percent of the household budget, according to the US Bureau of Labor Statistics. Renters have been particularly hard hit, with more than 40 percent spending 35 percent or more of their income on housing. While only about 20 percent of mortgage...
Sales of new homes in the U.S. fell short of expectation as it dropped 6.9% MoM and 4.1% YoY in Jan 2019. New homes sold at a seasonally adjusted annual rate of 607,000 units down from 652,000 units in Dec 2018. The sales in the south part of the country which accounts bulk of the transaction, tumbled 15.1%, northeast and midwest experienced drop 11.4% and 28.6% respectively, whereas the west reported a gain of 27.8%. The median sales price of new home also fell 3.76% YoY, indicating the sluggish real estate market. Most analysts believe that the housing market in the US is likely...
The economic downturn spurred by the COVID-19 pandemic further increases the risk of housing instability for millions of low-wage renters in the United States. This new reality exacerbates the already alarming trend in the United States of housing costs outpacing what many workers could afford. According to the Out of Reach 2020 report from the National Low Income Housing Coalition, the average renter in the United States does not earn enough to afford a modest rental home. Nationally, the average renter’s hourly wage is $18.22, which is $5.74 below the national two-bedroom housing...
(16 March 2020) On Sunday, in anticipation of the dire potential effects of the coronavirus on the US economy, the US Federal Reserve slashed the federal funds rates to nearly zero. In addition to a one-percentage-point rate cut decrease—the second emergency rate cut so far this month—the Federal Reserve: Cut reserve requirements for thousands of banks to zero;Announced a $700 billion quantitative easing program ($500 billion of Treasurys, $200 billion of agency-backed mortgage securities) that will be launched Monday with an initial a $40 billion in asset purchases;Decreased the...
当社のウェブサイトではクッキーを使用し、ユーザー様のオンライン体験を向上させております。このウェブサイトを立ち上げたときに、クッキーはお使いのコンピュータ上に配置されます。インターネットブラウザの設定を通して、個人的なクッキーの設定を変更できます。
個人情報保護方針